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To qualify for special AAA member rates and benefits on AAA Banking deposit products, you must meet the following criteria:
- Be 18 years or older
- Be a U.S. resident
- Have an eligible AAA membership through The Auto Club Group (ACG) at the Basic, Plus, or Premier level
- Memberships from other AAA clubs or regions are not eligible
- Reside within ACG’s service area, which includes specific ZIP codes and counties in the following states:
- Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Michigan, Minnesota, Nebraska, New York, North Carolina, North Dakota, South Carolina, Tennessee, and Wisconsin
When you apply for an account and choose a product designed for AAA members, your membership status with The Auto Club Group (ACG) will be verified at the time of account opening and may be revalidated periodically thereafter.
If your membership cannot be verified, or if your membership status changes, your account may be moved to a non-member product with different terms. This may include:
- A lower Annual Percentage Yield (APY)
- The removal of other member-only benefits
If this happens, you will receive a notification about the changes to your product and its terms. If you believe your membership status has been incorrectly validated or that you were moved to the wrong product in error, please contact us promptly so we can review and correct your status if needed.