FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Frequently Asked Questions
All FAQs
Auto Club Trust
- What happened to Auto Club Trust, FSB?
- Has my routing number changed?
- Is the AAA Banking branch in Dearborn still open?
- Has the servicer for my mortgage loan changed?
- Where can I find the updated Privacy Policy?
Auto Loans
- What type of loans do you offer?
- What are your auto loan rates?
- Do you offer loans in all 50 states?
- Do I need to be a member of AAA to get a loan?
- Are there any types of vehicles AAA Banking does not finance?
- Are there any specific terms and conditions I should be aware of before applying?
- What type of information do you collect when I apply for a loan?
- What should I do if I’ve frozen my credit?
- How do I check the status of my loan application?
- How soon will I know if my application has been approved?
- Can I get approved for a loan before I pick out my vehicle?
- How long is the approval good for?
- What if I decide to decline my offer?
- If I get a loan from AAA Banking, can I use it to buy a vehicle from anywhere?
- Can I refinance my existing vehicle loan through AAA Banking?
Cash Back Rewards
- How do I qualify for unlimited 1% cash back?
- What is considered a qualified purchase?
- How do I make a signature-based purchase?
- How do I redeem my cash back?
Checking
- Who can open a Triple Advantage Checking account?
- Do you require a minimum opening deposit?
- Are there any fees or minimums?
- Will having a checking account increase my loan approval odds?
- When will I receive my debit card?
- Can I link an external account for transfers?
- When will my application be approved?
- What are my transaction limits?
- Do you offer paper checks?
General
- Who can open an account with AAA Banking?
- How do I qualify for member rates?
- What is AAA Banking’s routing number?
- How is interest calculated?
- Do you place holds on check deposits?
- How quickly can I access funds after I deposit a check?
- Can I withdraw money from an ATM?
- How do I adjust my transaction limits?
- What are the cutoff times for transactions?
- Do you offer Zelle?
- Are my deposits FDIC insured?
Savings
- Who can open a Triple Advantage Savings account?
- Do you require a minimum opening deposit?
- Are there any fees or minimums?
- Will having a savings account increase my loan approval odds?
- Can I link an external account for transfers?
- When will my application be approved?
- What are my transaction limits?